Expert Insights on Car Insurance Policies in Maryland: Brad Lines Talks to MoneyGeek About Finding the Right Insurer and the Best Coverage
MoneyGeek talked to Lines Insurance Owner and Principal Agent Brad Lines once again about auto insurance in Maryland, including how to find the best insurer. In the latest interview, Brad also offers insights into the best coverages to add to your car policy, and the importance of working with an insurer who has a great service reputation. Read on for some highlights, then navigate to MoneyGeek to read the rest.
On how to figure out which insurer is best for you in Maryland:
“The best way to find the right insurer for you is to evaluate several factors: your specific needs, your budget, and the types of coverage each insurer offers….One of the best ways to do this is by working with a local independent agent, who can help you compare options from multiple insurers and find a policy tailored to your needs. Because they likely represent multiple insurers, an independent agent is up to date on pricing, underwriting guidelines and coverages. They also have insights into which companies have the best claims handling, customer service and available discounts, especially for Maryland customers.”
On the best coverages to add to your car insurance policy in Maryland:
“I would say the best coverages are the ones that matter most to you individually. Do you have the proper level of liability protection? Do you need more than basic roadside and rental coverage? Is it important that any repairs to your vehicle use only original parts made by the vehicle's manufacturer, rather than aftermarket or third-party parts?”
On the importance of sourcing car insurance from a provider with a great service reputation:
“Reputation is usually based on generalizations. It’s important to use financially stable and established insurers whom you feel confident will pay claims when needed. Meeting your individual needs is typically more important than a carrier’s reputation, though an insurer with a great reputation for customer service could be easier to work with and more responsive, which can reduce stress after an accident..”
Read the rest on MoneyGeek
To find out more about Maryland car insurance from Brad’s perspective, along with several helpful tips about purchasing the right plan, visit moneygeek.com. Ready to insure your next ride? Give us a call to talk through all your options!